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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Israel Sanchez

Israel Sanchez

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


I am here to make your homeownership dreams a reality and help find you the right mortgage.

Down Payment Assistance, Grants, CALHFA, 1% Down Payment, Self-Employed? Qualify with tax returns or bank statements, Investor? Qualify for rental properties with just credit score and rentability of the new property (No DTI).

Free Credit Upgrade plan with completed application for possible score increase!

As an experienced mortgage loan originator, I am committed to helping you accomplish your goals and will help you get there if we are not ready quite yet. I'll fight for your mortgage needs and ensure you have the support you need.

Phone: (530) 864-5761

NMLS#: 2181978

License: CA, NE, NV, TX, UT

Spoken Language: English, Spanish

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

My reviews on Google

Our Accomplishments


Billion in Closed Loans


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork and find you any discounts, savings, grants, and down payment assistance programs you may be eligible for. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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